The Government launched the Lucky Grahak Yojana for Consumers and Digi-Dhan Vyapar Yojana for Merchants at the Digi Dhan mela in New Delhi on Sunday.
The schemes are aimed at encouraging people to move towards significantly higher usage of digital transactions through the offer of incentives. Lets take a look as to how you can take benefit from these two schemes.
In order to give a major push to the less cash transaction Government has launched Lucky Grahak Yojana & Digi-Dhan Yojana.
The primary aim of these schemes is to incentivize digital transactions so that electronic payments are adopted by all sections of the society, especially the poor and the middle class.
Finance Minister Arun Jaitley said that government's bid to go cashless means less cash not no cash.
Speaking at the event Finance Minister Arun jaitley said that Aadhar based payment is for people who don't have cards or mobile phones, they only need thumb print for transactions.
Addressing the Event IT minister Ravishankar Prasad said that 36 crore bank accounts have been linked with aadhaar and more that 36,000 crore rupees have been saved by controlling subsidy leakages.
Under Lucky Grahak Yojana Daily reward of Rs 1000 will be given to 15,000 lucky Consumers for a period of 100 days.
Weekly prizes worth Rs 1 lakh, Rs 10,000 and Rs. 5000 for Consumers who use the alternate modes of digital Payments.
3 Mega Prizes for consumers worth Rs 1 cr, 50 lakh, 25 lakh will be announced on 14th April, 2017 Weekly prizes worth Rs. 50,000, Rs 5,000 and Rs. 2,500 will be given to merchants who accepts online transactions.
3 Mega Prizes for merchants worth Rs 50 lakhs, 25 lakh, 12 lakh for digital transactions will be announced onm 14th April 2017.
The schemes will be implemented by National Payments Corporation of India.
Only transactions made using RuPay cards, USSD, UPI and Aadhaar are eligible for these schemes --Both schemes will cover small transactions between Rs 50 and Rs 3000 to encourage every section of the society to move to digital payments.
Expenditure of the scheme is estimated to be around Rs 340 crore.
The winners shall be identified through a random draw of the eligible Transaction IDs which are generated automatically as soon as the transaction is completed by a software developed by National payments corporation of India.
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